Ask Our Specialists

We have one plan that includes coverage for pre-existing conditions as long as the insured is not specifically traveling for the sake of receiving medical attention. the plan also does not cover for routine maintenance that is needed. its only for unexpected events. Pre-existing plan: /visitors-protect-insurance/ We also have plans for an Acute onset of a pre-existing condition. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

We have many plans available. To start. If you can enter your information in this link we can quote you all of our available plans, /travel-health-insurance/

Yes. The plans we offer are similar to short term health insurance. These plans are primarily designed to cover someone for new illnesses, injuries or accidents that did not exist in the persons body before the start date, They will not cover general treatment for pre-existing conditions preventive care or routine maintenance. We have some plans that include coverage for an acute onset of a pre-existing condition Visitors protect is currently our only plan with pre-existing condition coverage.

Insubuy is available for anyone traveling anywhere. If you can enter your information in this link we can quote you all of our available plans, Travel Outside US: /travel-health-insurance/

The insurance is alway willing to work with the provider however it is always up to the provider on who they want to bill. You would have to look up plans from that country to se (IF) they force direct billing.

We can recommend a plan with the acute onset of a pre-existing condition coverage. Cashless insurance does not exist in the US it is always the providers choice whether to bill you or the insurance regardless of what plan you have. first we need to see what plans you are eligible for. If you can enter your information in this link we can quote you all of our available plans, Visitor plans: /get-travel-insurance-quotes/?presection=visitorUSA Acute onset benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/