ExchangeGuard^®

ExchangeGuard is an international health insurance plan persons traveling to USA on an F or J visa.

ExchangeGuard Choice has 6 months waiting period for pre-existing conditions.

ExchangeGuard Essential has 12 months waiting period for pre-existing conditions.

保障介绍为保险合同的简述。保障介绍包括所有保障及免责条款，但并不包括所有保障内容。保障介绍较保险手册内容稍多。保障介绍的创建是由于保险合同内容较多和客户有时难以定位信息。 保障介绍更加方便且易获取所需信息。

• Description of Coverage